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Position purpose
“This position is open with Bajaj Finance ltd.”
Duties and Responsibilities
• Minimizing fraud losses to make sure robust portfolio health by owning central RCU shop end to end.
• VDR should be 100%.
• Owner of the field fraud management processes, through a central lead group, in co-ordination with field group. This includes closure of cases within defined TAT and with quality of field investigation reports
• Review and tracking of location visits by location RCU Managers.
• Back up Field group with relevant triggers received from central monitoring, for them to investigate. Track investigation cases for closure.
• To cause continuous improvement in RCU processes by working with centralized back end group to increase fraud catch rate.
• Make sure proper handholding on all Automation process & RCU projects. Continuously improvement on TAT.
• Make sure error free dashboards are circulated within defined period
• Propose changes & suggestions in credit policy-location wise (whenever required)
• Drive all internal process in a manner that the reporting of suspected frauds is timely and fraud is caught before disbursal of loan to minimize fraud loss.
• Proactively identifying fraud trends and taking effective corrective measures.
• Evaluate the current frauds process continuously and changes to be more effective.
• Effectively engaging with Operations, collections and Sales group to understand and contribute to overall processes and reduction in Fraud loss across all Location.
• Making sure highest levels of employee relationship, motivation & engagement to drive results & high levels of employee satisfaction.
Required Qualifications and Experience
Graduation.
4-6 Years of experience.
This opening is for the Deputy Manager - Risk Containment Unit position in Patna.
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 4-6 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Deputy Manager - Risk Containment Unit at Bajaj Housing Finance.
This role requires around 4-6 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Bajaj Housing Finance's application process for this role.