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Position purpose
“This position is open with Bajaj Finance ltd.”
Applicant will be tasked with overseeing flexi portfolio for SME. Activities related to blocking/unblocking and reporting will be part of responsibilities
Duties and Responsibilities
3. PRINCIPAL ACCOUNTABILITIES
(Accountabilities associated with the job)
• Highlight cases triggered as per through the door rule set. Engage with sales and credit teams to identify risk. Formulate learnings from through the door into policies
• Actively engage in Portfolio management related to flexi line management. Blocking and Unblocking of limits.
• Propose policy refinements as per business/market requirement.
• Identify opportunities and propose strategies to enhance business. Formulate, implement and monitor portfolio segments to enable Business Teams
• Monitor, oversee & refine IT platform SFDC for better risk management. Execute reports on SFDC, Datamart, etc.
• to identify any issues related to incorrect system behavior (e.g. case approved by system which ideally should be rejected as per Policy).
• Periodic testing of System validation approval and line assignment rules
• Routine interaction with stakeholder (Business, Credit, RCU, Ops and IT), and tracking / closure of minute items.
• Work with COE and Product group to formulate, test and implement business opportunities/qualifications
• Conduct Business UAT for new developments, deliver signoff and closely monitor the development post production deployment.
• Periodic reporting of MIS and Dashboards (Bounce, Projected risk metrics, etc.)
• Assist Sales Group to resolve cases which are stuck due to system issues.
4. Key challenges
(Challenges faced on an on-going basis in carrying out the job)
• Dynamic portfolio with multiple variables influencing risk performance
• High velocity – Expertise required to oversee huge data sets
• Draw meaningful / actionable insights as an outcome of data evaluation
Ongoing liaising with IT, Business and BIU teams to make sure timely reporting of critical performance indicators
Required Qualifications and Experience
a) Qualifications
Graduate/ Post-Graduate having Banking domain knowledge
b) Work Experience
2 - 3 years’ experience in retail or consumer lending.
Outstanding analytical, data management and presentation capabilities.
Exposure to data management tools Eg. SQL/Power BI etc.
Effective verbal and written communication capabilities and stakeholder management
This opening is for the Deputy Manager - BLSE & LAP North West position in Banda.
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 4-5 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Deputy Manager - BLSE & LAP North West at Bajaj Housing Finance.
This role requires around 4-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Bajaj Housing Finance's application process for this role.