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Deputy Area Manager - Credit

Bajaj Housing Finance — Bengaluru, BENGALURU

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Experience 2-3 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities ? The role of the Credit Manager will require a strong understanding of industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & Individuals are extended loans in line with BFL?s risk policies. BFL is currently in the process of scaling up its new car business and the incumbent for this role is expected to bring in industry level insights from credit, risk as well as process perspective. 1. FTL 2 – New Car loans Monthly disbursements are expected to cross INR 100 Cr in these businesses by September 2018. This role reports to the Regional Credit Manager. This role covers pan India strategy for new car loans from sale purchase, balance transfer as well as re-finance perspective. ? Key Responsibilities: 1. Underwriting of new car loans business 2. Incorporate industry best practices with respect to processing turn-around, risk metrics and policy 3. To provide an inside perspective on under-writing as managed by the leading financiers in the industry 4. Drive ownership of internal processes & compliance with underwriting policies 5. Support Business, Risk & Operations in meeting the long term goals of the respective businesses Required Qualifications and Experience "1. Chartered Accountant / MBA with atleast 3 years of experience in financial services under-writing
2. Atleast 3 years under-writing experience in used car loans with a reputed bank/NBFC


Skills
1. High process orientation
2. Good analytical skills
3. Positive attitude.
4. Good communication skills, with proficiency in English.
5. Ability to interact and build common ground with various stake-holders in the business"

Frequently Asked Questions

What are the eligibility criteria for the Deputy Area Manager - Credit job at Bajaj Housing Finance?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 2-3 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Deputy Area Manager - Credit at Bajaj Housing Finance?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Deputy Area Manager - Credit at Bajaj Housing Finance.

Is prior experience required for this position?

This role requires around 2-3 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Deputy Area Manager - Credit role at Bajaj Housing Finance?

You can apply directly using the Apply Now button on this page, which will take you to Bajaj Housing Finance's application process for this role.