Debt Manager-Flows-Two Wheeler Loan
IDFC FIRST Bank — Gandhidham, KACHCHH
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Job Description
Job Needs About the Job
The Debt Manager – Flows – Commercial Vehicle is tasked with planning, organizing, directing, and overseeing the activities of the collections department. This includes overseeing agencies associated with the company in the assigned territory. The job holder ensures efficient and optimized EMI recovery from customers, while adhering to all bank guidelines and contributing to the larger organizational objectives.
Key Responsibilities
Primary Responsibilities
- Oversee and undertake the collections process for assigned debts.
- Regularly track the portfolio for specific buckets in the assigned area.
- Control delinquency of the area, bucket-wise and DPD-wise, with centre on non-starters.
- Allocate and deliver on targets from agencies and in-house teams.
- Follow up regularly with default customers.
- Guarantee adherence to collection processes and legal guidelines.
- Trace absconded default customers and initiate recovery processes.
- Recommend legal actions for non-recoverable cases and follow up with the legal team for closure.
- Uphold administrative data related to collections, among them delinquent account history and MIS reports.
- Review collection feedback on a daily, weekly, and monthly basis.
Secondary Responsibilities
- Support process improvements to enhance collection productivity.
- Collaborate with internal teams to secure compliance and operational effectiveness.
What We Are Looking For
Education
- Graduate – Any discipline
Experience
- 2 years of relevant track record in collections
Capabilities and Attributes
- Robust understanding of collections processes and legal guidelines.
- Capability to oversee and liaise with collection agencies.
- First-rate communication and negotiation capabilities.
- Proficiency in upholding MIS and administrative records.
- Capability to work independently and as part of a team.
This Debt Manager-Flows-Two Wheeler Loan vacancy is based in Gandhidham.
Frequently Asked Questions
What are the eligibility criteria for the Debt Manager-Flows-Two Wheeler Loan job at IDFC FIRST Bank?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-2 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Debt Manager-Flows-Two Wheeler Loan at IDFC FIRST Bank?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Debt Manager-Flows-Two Wheeler Loan at IDFC FIRST Bank.
Is prior experience required for this position?
This role requires around 0-2 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Debt Manager-Flows-Two Wheeler Loan role at IDFC FIRST Bank?
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.
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