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Data and Business Analyst

Citi Bank — Chennai, CHENNAI

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Experience 0-5 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

The Applications Development Intermediate Programmer Analyst is an intermediate level position responsible for participation in the establishment and implementation of new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to contribute to applications systems analysis and programming activities.

Responsibilities:

  • Define, maintain, and communicate with Product Owners on a clear Product Vision, Strategy, and Roadmap for complex, high-impact products.
  • Own, prioritize, and groom the Product Backlog continuously to ensure the development team always has a healthy supply of ready-to-work, high-value user stories.
  • Formulate and define product scope, objectives, and Acceptance Criteria (Definition of Done), ensuring alignment with business value and customer outcomes.
  • Proactively identify, communicate, and manage product-level risks, dependencies, and impacts.
  • Analyze data for data sourcing and data analytics specific requirements. Perform data gap analysis and address client queries.
  • Translate complex stakeholder needs and business requirements into clear, actionable Epics and User Stories rather than static functional specifications.
  • Partner with cross-functional leadership, engineering, design, and other business units to align product delivery with broader organizational objectives.
  • Recommend and prioritize product enhancements, system alternatives, or pivot strategies by analyzing user behavior, product metrics, and industry standards.
  • Leverage data-driven insights, product analytics, and strategic thinking to define customer problems, validate hypotheses, and design innovative product solutions.
  • Influence strategic functional and business decisions by presenting clear product metrics, KPIs, and value-realization reports.
  • Facilitate day-to-day collaboration, manage product resource priorities, and allocate work through agile ceremonies (Sprint Planning, Daily Standups, Sprint Reviews

Qualifications: 

  • 5-8 years of experience
  • Proficiency in MS Office (Word, Excel, Visio, PowerPoint) with extensive experience using Excel for data analysis
  • Agile Expertise: Deep understanding of Agile methodologies (Scrum, Kanban, SAFe). Certified Scrum Product Owner (CSPO) or Professional Scrum Product Owner (PSPO) is highly preferred.
  • Product Management: Proven experience in managing a product lifecycle from conception to launch, including backlog grooming, story mapping, and release planning.
  • Strategic Thinking: Ability to connect technical capabilities to business outcomes and customer value.
  • Data & Analytics: Proficiency in using product analytics tools (e.g., Jira, Confluence, SQLs, Tableau ) to make data-driven decisions.
  • Stakeholder Management: Exceptional communication and negotiation skills, with the ability to influence cross-functional teams and senior leadership without direct authority.
  • Risk & Compliance: Strong understanding of financial services regulations, risk assessment frameworks, and compliance standards.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Technology

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Job Family:

Applications Development

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

Frequently Asked Questions

What are the eligibility criteria for the Data and Business Analyst job at Citi Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Data and Business Analyst at Citi Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Data and Business Analyst at Citi Bank.

Is prior experience required for this position?

This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Data and Business Analyst role at Citi Bank?

You can apply directly using the Apply Now button on this page, which will take you to Citi Bank's application process for this role.