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Credit who will verify whether all the loan applications are assessed as per the credit policy and whether deviations if any, are appropriately mitigated and documented.
The candidate will be interacting with the customers, assessing them based on personal discussions & interviews, ensuring that all files are turned around within an acceptable timeline, and building a solid relationship with them.
He will also be coordinating with the sales team and operations team for collecting accurate data.
Ensuring proper security creation process for all secured loans
Ensuring that all KYC guidelines issued by RBI from time to time have been adhered to
Interacting with customers, assessing the applications, and ensuring that credit parameters have been adhered to
Relationship Management: Coordinating with the sales and relationship managers for ensuring proper documentation and rectifying any audit queries
Analytical skills and ability to process data on computer spreadsheets
Comfortable in assessing clients without access to audited financials
Deep understanding of risk and its various dimensions like operational risk, credit risk, market risk, etc
Willingness and ability to travel within the city.
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Credit Manager - Secured Business Loans (Micro LAP) - Siddipet - Bharath Nagar - J Grades at Tata Capital.
This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Tata Capital's application process for this role.