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Credit Manager

Aditya Birla Finance Limited — Katha Loknathpur, PURBI CHAMPARAN

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Experience 5-6 Years yrs
Age 32 yrs
Gender Both
Salary 8.5 LPA
Department Sales Loans
Sub Department CASA
Category Individual Contributor DSA and DST
Product Loans
Sub Product Industry Specialisation

Job Description

Position: Credit Manager Department: Credit - Secured Lending Location: Salary upto : CTC up to 8.5LPA Role Purpose We are seeking an experienced Credit Manager to strengthen our secured lending business and independently manage High Value (HV) credit underwriting at Credit Manager – Motihari and Credit Manager – Darbhanga. The incumbent will be responsible for evaluating complex credit proposals, assessing borrower risk, driving portfolio quality, and enhancing the location's underwriting capability through sound credit judgment and robust risk assessment practices. Key Responsibilities • Conduct detailed credit appraisal and underwriting of secured lending proposals, including High Value (HV) cases. • Analyze financial statements, income documents, banking behavior, cash flows, and business performance to assess repayment capacity. • Perform comprehensive ratio analysis, cash flow assessments, and credit risk evaluations. • Review and recommend credit proposals in line with company c

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Frequently Asked Questions

What are the eligibility criteria for the Credit Manager job at Aditya Birla Finance Limited?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 5-6 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Credit Manager at Aditya Birla Finance Limited?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Credit Manager at Aditya Birla Finance Limited.

Is prior experience required for this position?

This role requires around 5-6 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Credit Manager role at Aditya Birla Finance Limited?

You can apply directly using the Apply Now button on this page, which will take you to Aditya Birla Finance Limited's application process for this role.