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Collection Executive - MFB - Sasni - JML Market - J Grades

Tata Capital — Atrauli, HAMIRPUR

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Experience 0-5 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

10453

Core Responsibilities:

o    Correspond with multiple sources to negotiate payment schedules that suit the customer’s current financial situation while still satisfying the debt.

o    Keep track of the portfolio for specific buckets for the assigned area and control the delinquency of the area, bucket-wise & DPD wise as well as focus on non-starters.

o    Provide efficient customer service regarding collection issues, process customer refunds, process and review account adjustments, resolve client discrepancies and short payments

o    Monitor and maintain customer account details for non - payments, delayed payments and other irregularities, making customer calls, account adjustments, small balance write off, customer reconciliations and processing credit memos where necessary.

o    Ensure customer files are updated, recording times and dates that contact has been made and noting information that customers have received about their debt.

o    Trace defaulters and assets  in  coordination with  the agency’s tracing team and suggest remedial course of action

o    Identify defaulting accounts and investigate reasons for default while continuing to make efforts to maintain  a healthy  relationship with the customer

o    Enlist the efforts of sales and senior management when necessary to accelerate the collection process including supporting the  collection manager (court receiver) in repossessing assets and seeking legal and police support where required.

o    Ensure compliance to all Audit / NHB /IRB regulations as well as policies and procedures of the company  

Desired Experience: Minimum 1 to 2 years in the field.
Job Qualifications
Graduate : Yes  
Masters/Postgraduate: Optional  

 

 

Frequently Asked Questions

What are the eligibility criteria for the Collection Executive - MFB - Sasni - JML Market - J Grades job at Tata Capital?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Collection Executive - MFB - Sasni - JML Market - J Grades at Tata Capital?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Collection Executive - MFB - Sasni - JML Market - J Grades at Tata Capital.

Is prior experience required for this position?

This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Collection Executive - MFB - Sasni - JML Market - J Grades role at Tata Capital?

You can apply directly using the Apply Now button on this page, which will take you to Tata Capital's application process for this role.