Role/ Job Title: Business Portfolio Manager - Supply Chain Finance
Function/ Department: Transaction Banking
'Portfolio Manager – SCF is responsible for healthy SCF portfolio AUM and portfolio performance on defined matrix. Enable smooth client on-boarding experience, drive utilizations and avoid delinquencies through market feedback and early warning signal in the portfolio.
'• Responsible for healthy SCF Dealer/ Vendor portfolio AUM and portfolio performance
• Target a TAT for on-boarding of approved Dealer/ Vendor clients for ready-to-transact status: Work with SCF Sales team, Dealer/ Vendor Client and Operations team to enable smooth on-boarding and account disbursement ready.
• Monitor periodic submissions of documents/ data, covenant tracking, sample audits, annual renewals etc.
• Engage with Dealer/ Vendor clients, SCF Sales team and Operations team to ensure timely funding, repayment, and settlement under SCF accounts.
• Drive utilization and program depth through regular Dealer/ Vendor engagements
• Monitoring dealer/ vendor level issues, obtain timely market checks on individual dealer, highlight early warning signals.
• Track portfolio performance metrics: utilization rates, overdue positions, payment behaviours, delinquencies. Identify early warning signs through data analytics and operational signals
• Manage collections follow-up with Dealer/ Vendor clients and in case of a delayed/ overdue payments to ensure repayments. Initiate stop disbursement and other measure as needed.
• In case of overdue payment beyond threshold, coordination with SCF & Trade Sales team for Anchor level support.
• Support audits and compliance reviews for supply chain programs.
• Identify process gaps and work with Product team to streamline process to improve TATs for on-boarding of SCF facilities, disbursement & repayment processes.
• Explore CA & other working capital solution opportunities/ leads in the Dealer/ Vendor eco-system.
• Manage and circulate Dealer/ Vendor & SCF program level MIS to internal stakeholders. Prepare monthly portfolio performance dashboards for leadership team
'Work in tandem with Product team & Operations to streamline the on-boarding & transaction Journey for clients
Graduate-Any Stream
3+ Years
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 5-10 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Business Portfolio Manager - Supply Chain Finance at IDFC FIRST Bank.
This role requires around 5-10 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.