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Branch:Teller

Axis Bank — New Delhi, NEW DELHI

Experience 2 - 4 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Role description

RL - Rural Lending : Micro Finance – Area Collections Manager for MFI
INTERNAL USAGE:
No. of Vacancies:20Reports to: 

RL - Rural Lending : Regional Collections Manager

 

Is a Team leader?Yes Team Size:

 

15-20

  
Grade:Dty Manager/Manager
Business:MicrofinanceDepartment: Rural LendingSub-Department:Microfinance
Location:Chhattisgarh, Orissa(2), Jharkhand, Assam, Bihar (2), West Bengal (3), MP, UP, Gujarat, Maharashtra, Rajasthan (2), Karnataka, Kerala, Tamilnadu (2)
About Rural Lending – Microfinance

Explain:

  • The program aims to lend small ticket unsecured loans in the range of Rs 12k to 80k to economically active poor women individually or under Joint Liability Group (JLG) through Business corresponded channel 

 

  • Short term loans giving High Returns to the Bank
    • PNPA Resolutions in time-bound manner

 

About the Role

Area Collection Manger- Will be responsible for 

  • NPA recoveries
  • Monitoring and leading the team in the field.

                                                                               

Key Responsibilities
  • Driving PNPA resolutions through collections and business team.
  • Monitoring daily activities of FEs tagged for collections.
  • Ensuring all the NPA/write off borrowers are visited by the team.
  • Ensuring the set collection goals are driven with daily/weekly/monthly frequency.
  • Ensuring NPA & write off  recovery targets are met on a monthly basis.
  • Visiting the critical locations, customers regularly.
  • Recruiting, Training, guiding and monitoring the team to reach expected goals
  • Handling customer complaints and providing solution in time-bound manner.
  • Arranging collections camps, Lok Adalats and and participating regularly.
  • Driving PTP collections
  • Liasoning and coordination with counterparts in business. 
  • Portfolio quality management.
Qualifications

Optimal qualification for success on the job is:

  • Graduate / Post Graduate
  • On field Experience of 2+  Years in Microfinance Industry
  • Team management skills  & liasoning

 

 

 

Role Proficiencies:

For successful execution of the job, a candidate should possess the following:

  • Knowledge 

Knowledge of Core Microfinance Functions and Products.

 

  • Skills 

Good communication (both verbal & written)

Inter-personal skills

Strong Excel and database manipulation skills 

 

 

  • Abilities 

       Ability to work effectively across functions and demonstrated ability to coach and mentor others

       Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment

       Ability to prioritize and make decisions in a fast-paced environment

       Ability to work as a part of team and contribute towards team goals

       Ability to manage multiple tasks/projects and deadlines simultaneously

 

Skills

Refer to the Job Description

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Frequently Asked Questions

What are the eligibility criteria for the Branch:Teller job at Axis Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 2 - 4 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Branch:Teller at Axis Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Branch:Teller at Axis Bank.

Is prior experience required for this position?

This role requires around 2 - 4 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Branch:Teller role at Axis Bank?

You can apply directly using the Apply Now button on this page, which will take you to Axis Bank's application process for this role.