Branch Manager - Gold Loan
Poonawalla Fincorp — Ratangarh, CHURU
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Job Description
Poonawalla Fincorp is hiring for this Branch Manager - Gold Loan role in Ratangarh.
Job Description
Principal Accountabilities
- Accountable for overall branch operations, performance & profitability of the branch.
- Drive & participate in field marketing activities with the team to strengthen branch visibility.
- Plan, conduct & monitor the branch & field level marketing activities to ensure healthy pipeline of leads resulting in business conversion & branch expansion.
- Centre on customer engagement & appraisal of gold ornaments being pledged in branch with correct weight & purity assessment as per company policy and auditory compliance.
- Joint custodian of the Vault with responsibility of safekeeping of pledge ornaments as per company policy.
- Verify customer KYC documents, application requests and initiate loan disbursals.
- Process foreclosure, part release, closure, interest payment transactions based on customer requests.
- Authorize transactions for disbursal, foreclosure, release and accept customer payments.
- Tasked with keeping NPAs in control through solid follow-ups from customers for interest collections.
- Good planning abilities are required for smooth functioning of the branch & for creating cohesiveness within the company and co-workers.
- Hiring, coaching, mentoring and training employees and giving them with timely feedback on their performance.
- Sustaining quality & performance of the business, preparing a range of reports of the same and take necessary actions for progress of business in branch.
- Increase gold loan business plus several other third-party products.
- In charge of correct valuation & maintenance of 100% process compliance at branch.
- Run error-free valuation & appraisal of gold ornaments being pledged in branch with correct weight & purity assessment as per company policy and auditory compliance.
Qualification, Experience Capabilities
- 7+ years of Product / Sales exposure to Gold loan or other Asset products,Post Graduate Degree in MBA or Equivalent
Frequently Asked Questions
What are the eligibility criteria for the Branch Manager - Gold Loan job at Poonawalla Fincorp?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 7 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Branch Manager - Gold Loan at Poonawalla Fincorp?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Branch Manager - Gold Loan at Poonawalla Fincorp.
Is prior experience required for this position?
This role requires around 7 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Branch Manager - Gold Loan role at Poonawalla Fincorp?
You can apply directly using the Apply Now button on this page, which will take you to Poonawalla Fincorp's application process for this role.
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