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Branch:Branch Relationship Officer

Axis Bank — Lalganj, PURNIA

Experience 2 - 4 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Role description

CBG:Credit Analyst
INTERNAL USAGE:
No. of Vacancies: Reports to: 
Is a Team leader? Team Size: 
  
Grade: 
Business: Department:�CBGSub-Department: 
Location: 
About Commercial Banking Group:
The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc.
About the Role

Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements
Key Responsibilities
  • Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc.)
  • Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines
  • Conduct review / renewal of accounts
  • Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc.
Qualifications

Optimal qualification for success on the job is:

  • Graduates with a good academic background
  • CAs/Management Graduates/ICWAs will be preferred
Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

  • Good understanding of financial ratios and concepts
  • Good communication (both verbal and written) skill in both English and the local language

 

Skills

Refer to the Job Description

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Frequently Asked Questions

What are the eligibility criteria for the Branch:Branch Relationship Officer job at Axis Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 2 - 4 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Branch:Branch Relationship Officer at Axis Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Branch:Branch Relationship Officer at Axis Bank.

Is prior experience required for this position?

This role requires around 2 - 4 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Branch:Branch Relationship Officer role at Axis Bank?

You can apply directly using the Apply Now button on this page, which will take you to Axis Bank's application process for this role.