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Bharat Banking:Relationship Manager - Farmer Funding

Axis Bank — Ghagga, SRI MUKTSAR SAHIB

Experience 5 - 8 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Role description

RL - Wheels:Area Sales Manager - CVCE

About the Business Group:
The Commercial Vehicle and Construction Equipment (CVCE) department is a part of Retail Lending business of the bank which offers CVCE Loans to all categories of customers Pan India.
About the Role:
Area Sales Manager leads their team of Sales Managers and is responsible for expansion of business in the area to achieve CVCE loans volumes with a balanced mix of new and used CVCE asset funding with optimal channel mix. The incumbent will be responsible for the guide their team and ensure productivity of all on roll and off roll resources to achieve targets of all key metrics.
Details of the Role:
DepartmentRetail LendingGradeM/ SM/ AVP
Sub-DepartmentRL- WheelsReporting (Business)SM/ AVP/ VP
LocationMumbaiReporting (Matrix) 
Key Responsibilities:
  • Business Goals & Profitability
  • Responsible for driving volume targets of CVCE loans Business in the area ensuring right business mix of New and Used with required channel mix, yield, fee and productivity of each Sales Manager
  • Responsible for driving PDD collection and ensuring that thresholds are not breached
  • Ensure risk and compliance through timely and satisfactory closure of all regulatory points
  • Establish relationship and enhance engagement with customers and channels by joint visits with Sales Managers
  • Adoption of Siddhi Application to enhance efficiency in Sales Team 
  • Each relationship to be pitched with liability relationship and getting SI from existing and opening of new accounts
  • Ensure all day-to-day transactional issues are resolved for smooth processing of cases
  • Improve contribution of PSL in portfolio 
  • Oversee fulfilling customer journey with seamless processing and offering a host of banking solutions leading to customer delight. 
  • Make Axis Bank the financier of first choice by ensuring best in class TAT
  • Responsible to increase customer retention and engagement to improve Net Promoter Score and customer satisfaction.
  • Ensure minimum SM attrition by regular counselling and feedback
  • Drive various people agenda, including but not limited to, values, talent management, internal mobility, culture, learning and developments
  • Audit, Compliance, and Risk Management
  • Sales and Channel Development
  • Customer Experience
  • Collaboration and People Priorities
Qualifications:                   
  • Graduation/post-graduation from a recognized institute
  • 4+ years of work experience (secured loans preferred) 
Role Proficiencies:
  • Strong sales orientation
  • Proficiency in managing clients, partner relationships, diverse stakeholders 
  • Ability to align with objectives and new initiatives of the bank
  • Skill in managing team efficiently and productively
  • Competence in managing within a dynamic, priority-setting environment
  • Strong risk and compliance mindset
  • Adept at communication and interpersonal skills 

Skills

Refer to the Job Description

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Frequently Asked Questions

What are the eligibility criteria for the Bharat Banking:Relationship Manager - Farmer Funding job at Axis Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 5 - 8 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Bharat Banking:Relationship Manager - Farmer Funding at Axis Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Bharat Banking:Relationship Manager - Farmer Funding at Axis Bank.

Is prior experience required for this position?

This role requires around 5 - 8 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Bharat Banking:Relationship Manager - Farmer Funding role at Axis Bank?

You can apply directly using the Apply Now button on this page, which will take you to Axis Bank's application process for this role.