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Internal Audit – Credit Audit
Garde: M2/M3/M4
Location: Mumbai
Key Responsibilities:
Participate in audits covering Working Capital, Term Loan, and Non-Fund Based products across Consumer, Commercial, and Corporate Banking portfolios.
Review credit appraisal, sanctioning, monitoring, and renewal processes to assess adherence to internal policies, regulatory guidelines, and delegated authorities.
Evaluate borrower assessments, financial analysis, credit due diligence, and risk monitoring frameworks.
Assess compliance with pre- and post-sanction conditions and identify potential credit, process, and control risks.
Identify gaps in credit risk evaluation, monitoring, and governance processes, and recommend corrective actions.
Analyze portfolio trends, exceptions, and control weaknesses to support risk-based insights and recommendations.
Collaborate with business, credit, risk, and support teams to discuss observations and drive resolution of identified issues.
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Audit Executive-SUPPORT SERVICES-Internal Audit at Kotak Mahindra Bank.
This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Kotak Mahindra Bank's application process for this role.