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Internal Audit – Retail Lending Audit
Garde: M2/M3/M4
Location: Mumbai
Job Role
Key Role & Responsibilities
Participate in audits across Retail and Commercial Lending businesses, including Mortgages, LAP, Working Capital, Personal Loans, Commercial Vehicles, Construction Equipment, Agri SME, Gold Loans, and related portfolios
Review lending processes across sourcing, credit underwriting, operations, disbursement, collections, and customer servicing
Assess adherence to internal policies, regulatory requirements, delegated authorities, and operational controls
Identify process gaps, operational risks, compliance issues, and opportunities for process improvement
Analyse exceptions, control breaches, and emerging risk themes through data-driven reviews.
Engage with business and support functions to discuss observations and drive corrective actions
Contribute to strengthening governance, risk management, and control frameworks across lending businesses.
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Audit Executive-SUPPORT SERVICES-Internal Audit at Kotak Mahindra Bank.
This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Kotak Mahindra Bank's application process for this role.