Associate Relationship Manager-NBFC
IDFC FIRST Bank — Chennai, CHENNAI
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Job Description
Job Requirements Job Purpose: Prepare credit proposals to support credit committee decisions regarding the client’s portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc. of the proposed financing.
Roles & Responsibilities:
- Performing credit appraisal of NBFC & NBFC-MFI clients through analyzing factors such as AUM growth, Portfolio quality & performance, Portfolio growth, Management quality, CAR, balance sheet analysis etc.
- Preparation of credit proposals combining financials analysis with sectorial information to support credit committee decisions regarding the client’s portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc. of the proposed financing. Liaison with Credit Risk, Compliance to get the credit memo approved internally.
- Handling Early Warning Signal meetings with appropriate responses for each observation, ensuring overall portfolio hygiene.
- Assisting Relationship Managers & Senior Relationship Managers on client’s meetings, internal presentations, and MIS.
- Loan disbursement & documentation function; liaison with legal, compliance, audit observations aspects of the proposals.
- Visiting clients to improve business relationship with them.
- Proactively understanding & assisting RMs/ SRMs in preparation of business/account plans, target client identification.
- Centre & Branch visits for NBFC/MFIs, regularly interacting with clients, external rating analysts and maintaining call reports.
- Analyzing quarterly financial performance, Receivable Audit and highlighting trends and deviations in collections & overall portfolio quality periodically.
Educational Qualification:
Graduation: Any Graduation
Post-graduation: Any Post-graduation
Professional Qualification/Certification: Chartered Accountant (CA)
Experience: 2-5 years of experience in portfolio management & credit analysis role.
Frequently Asked Questions
What are the eligibility criteria for the Associate Relationship Manager-NBFC job at IDFC FIRST Bank?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 2-5 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Associate Relationship Manager-NBFC at IDFC FIRST Bank?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Associate Relationship Manager-NBFC at IDFC FIRST Bank.
Is prior experience required for this position?
This role requires around 2-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Associate Relationship Manager-NBFC role at IDFC FIRST Bank?
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.
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