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Job Description:
Position: Associate Debt Manager-Recoveries
Company Name: IDFC FIRST Bank
Job Type: Full-Time
Job Category: Retail Banking
Department: Retail Banking > Debt Management-Recoveries > Field > 2 Wheeler & Pre-Owned Cars
Location: Delhi, India
IDFC FIRST Bank is seeking a highly motivated and results-driven individual to join our team as an Associate Debt Manager-Recoveries. As a leading bank in the retail banking sector, we are committed to giving our customers with the best financial solutions and services. We are looking for a applicant who shares our passion for excellence and is dedicated to helping us reach our goals.
Key Responsibilities:
- Oversee the recovery process for 2 wheeler and pre-owned car loans in the assigned territory
- Monitor and track delinquent accounts and take necessary actions to recover outstanding amounts
- Conduct field visits to customers' homes and workplaces to negotiate and collect payments
- Establish and keep up relationships with customers to understand their financial situation and offer appropriate solutions
- Collaborate with internal teams such as legal, risk, and collections to secure timely and effective recovery
- Prepare and submit reports on recovery activities and progress to the management team
- Stay updated on industry trends and regulations related to debt management and recovery
Qualifications:
- Bachelor's degree in finance, business administration, or a related field
- Minimum of 2 years of track record in debt management and recovery, preferably in the retail banking sector
- Understanding of 2 wheeler and pre-owned car loan products and processes
- Robust negotiation and communication abilities
- Capacity to work independently and in a team environment
- Proficient in MS Office and other relevant software
- Willingness to travel within the assigned territory
We Offer:
- Competitive salary and benefits package
- Openings for career progress and development
- A dynamic and inclusive work environment
- Training and support to enhance your capabilities and know-how
If you are a self-motivated and results-oriented individual with a passion for debt management and recovery, we want to hear from you! Apply now to join our team at IDFC FIRST Bank.
This Associate Debt Manager-Recoveries vacancy is based in Ludhiana.
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-2 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Associate Debt Manager-Recoveries at IDFC FIRST Bank.
This role requires around 0-2 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.