Associate Debt Manager-Flows-2 Wheeler Loan
IDFC FIRST Bank — Mumbai, MUMBAI
Apply Now
Job Description
Job Requirements About the Role
The Associate Debt Manager – Flows – 2-Wheeler Loan is responsible for managing the 2 Wheeler Loan portfolio and ensuring timely collections and recoveries. This role involves monitoring delinquent accounts, conducting field visits, and collaborating with internal teams to develop strategies for improving loan performance. The role is based in Chandigarh and contributes to the overall objectives of IDFC FIRST Bank's Retail Banking division.
Key Responsibilities
Primary Responsibilities
- Manage the 2-Wheeler Loan portfolio and ensure timely collections and recoveries.
- Monitor delinquent accounts and take necessary actions to minimize losses.
- Conduct field visits to assess customer creditworthiness and collect overdue payments.
- Build and maintain relationships with customers to ensure timely payments and customer satisfaction.
- Collaborate with internal teams to develop and implement strategies for improving loan performance.
- Stay updated on industry trends and regulations related to 2-Wheeler Loans.
- Provide regular reports and updates on portfolio performance to senior management.
Secondary Responsibilities
- Fluency in the local language is preferred.
- Knowledge of the local market and customer behavior is a plus.
- Experience in handling 2-Wheeler Loan collections in Kolkata is highly desirable.
What We Are Looking For
Education
- Bachelor’s degree in finance, Business Administration, or a related field.
Experience
- Minimum of 2 years of experience in debt management, preferably in the retail banking sector.
- Experience in handling 2-Wheeler Loan collections is highly desirable.
Skills and Attributes
- Knowledge of 2-Wheeler Loans and collections processes.
- Strong communication and negotiation skills.
- Ability to work independently and in a team environment.
- Proficient in MS Office and other relevant software.
- Willingness to travel for field visits as required.
Frequently Asked Questions
What are the eligibility criteria for the Associate Debt Manager-Flows-2 Wheeler Loan job at IDFC FIRST Bank?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-2 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Associate Debt Manager-Flows-2 Wheeler Loan at IDFC FIRST Bank?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Associate Debt Manager-Flows-2 Wheeler Loan at IDFC FIRST Bank.
Is prior experience required for this position?
This role requires around 0-2 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Associate Debt Manager-Flows-2 Wheeler Loan role at IDFC FIRST Bank?
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.
Chat us
Call us