Associate Debt Manager-Flows-2 Wheeler Loan
IDFC FIRST Bank — Bharuch, BHARUCH
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Job Description
Job Needs About the Job
The Associate Debt Manager – Flows – 2-Wheeler Loan is tasked with overseeing the 2 Wheeler Loan portfolio and securing timely collections and recoveries. This post involves monitoring delinquent accounts, conducting field visits, and collaborating with internal teams to build strategies for strengthening loan performance. The post is based in Kolkata, West Bengal, and contributes to the overall objectives of IDFC FIRST Bank's Retail Banking division.
Main Responsibilities
Primary Responsibilities
- Handle the 2-Wheeler Loan portfolio and ensure timely collections and recoveries.
- Monitor delinquent accounts and take necessary actions to minimize losses.
- Conduct field visits to assess customer creditworthiness and collect overdue payments.
- Develop and uphold relationships with customers to ensure timely payments and customer satisfaction.
- Collaborate with internal teams to build and implement strategies for strengthening loan performance.
- Stay updated on industry trends and regulations related to 2-Wheeler Loans.
- Give regular reports and updates on portfolio performance to senior management.
Secondary Responsibilities
- Fluency in the local language (Bengali) is preferred.
- Understanding of the local market and customer behavior is a plus.
- Exposure to handling 2-Wheeler Loan collections in Kolkata is highly desirable.
What We Are Looking For
Education
- Bachelor’s degree in finance, Business Administration, or a related field.
Experience
- Minimum of 2 years of track record in debt management, preferably in the retail banking sector.
- Background in handling 2-Wheeler Loan collections is highly desirable.
Competencies and Attributes
- Grasp of 2-Wheeler Loans and collections processes.
- Solid communication and negotiation competencies.
- Capability to work independently and in a team environment.
- Proficient in MS Office and other relevant software.
- Willingness to travel for field visits as required.
This Associate Debt Manager-Flows-2 Wheeler Loan vacancy is based in Bharuch.
Frequently Asked Questions
What are the eligibility criteria for the Associate Debt Manager-Flows-2 Wheeler Loan job at IDFC FIRST Bank?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-2 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Associate Debt Manager-Flows-2 Wheeler Loan at IDFC FIRST Bank?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Associate Debt Manager-Flows-2 Wheeler Loan at IDFC FIRST Bank.
Is prior experience required for this position?
This role requires around 0-2 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Associate Debt Manager-Flows-2 Wheeler Loan role at IDFC FIRST Bank?
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.
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