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Business Unit Retail Finance Business
Location Goregaon-Mumbai
Job Role Credit Strategy – LAP
Team Leader / Individual Role Individual Role
Reporting Manager Strategy Head
Reviewer Chief Credit Officer
Key Responsibilities:
Identification of early warning risk indicators through monitoring triggers and periodic review of portfolio at various parameters.
Regular monitoring of risk triggers set against each programs, Quantifying and highlighting major parameter for overall portfolio monitoring.
Tracking portfolio on various cuts/dashboards to ensure overall portfolio quality and sourcing quality.
Initiation and monitoring of corrective action plans for the burst triggers through suggestion and changes.
To recommend modification, if required, for change in approval matrix or existing policy parameters.
Identifying and reporting various key trends in market/competition, to engage in first level dialogue and identify the erring segments in company’s portfolio.
Taking corrective actions to minimize delinquency and to achieve projected ROAs and ROEs
Ensuring that the corrective plan results in maintaining Net Credit Losses with in the budgeted level.
Discontinuing policies and programs contributing to higher losses.
Overseeing the unplanned growth in any geography affecting the portfolio quality and to put preventive course of action well in advance.
Key Competencies / skill set:
• Minimum 10 years of experience in Credit Analysis of LAP.
• Good Credit and risk understanding in LAP.
• Good Analytical skill, Data Slicing, and number crunching skill.
Desired qualification
• C.A.
• MBA (Finance)
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Assistant VP - Credit Strategy - RFB - Mumbai - Lodha (I-Think Techno Campus) - B wing - MM at Tata Capital.
This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Tata Capital's application process for this role.