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Area Credit Manager - Secured Business Loans (Micro LAP) - Vijayawada - Punnaiah & Vajramma Complex - JM

Tata Capital — Vijayawada, NTR

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Experience 0-5 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
Understanding process and policies and implementing the same to ensure smooth transactions
Provide training to CPAs/CPC so that they work in synergy with the companies policies and norms
Delinquency Management for the location
Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.  
PDD Management- controlling and tracking PDDs through proper MIS for the location 
Basic knowledge of loan underwriting
Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
Good communication and report writing skills
Basic knowledge of Banking

 



This opening is for the Area Credit Manager - Secured Business Loans (Micro LAP) - Vijayawada - Punnaiah & Vajramma Complex - JM position in Vijayawada.

Frequently Asked Questions

What are the eligibility criteria for the Area Credit Manager - Secured Business Loans (Micro LAP) - Vijayawada - Punnaiah & Vajramma Complex - JM job at Tata Capital?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Area Credit Manager - Secured Business Loans (Micro LAP) - Vijayawada - Punnaiah & Vajramma Complex - JM at Tata Capital?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Area Credit Manager - Secured Business Loans (Micro LAP) - Vijayawada - Punnaiah & Vajramma Complex - JM at Tata Capital.

Is prior experience required for this position?

This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Area Credit Manager - Secured Business Loans (Micro LAP) - Vijayawada - Punnaiah & Vajramma Complex - JM role at Tata Capital?

You can apply directly using the Apply Now button on this page, which will take you to Tata Capital's application process for this role.