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To underwrite corporate finance business and manage the portfolio in assigned area.
1. Support and co-partner with business teams to manage end to end credit approval for the designated region
2. Underwrite for all customer segments for corporate finance products and present to senior level
3. Authorize deviations raised and documented by underwriters in compliance with credit policy.
4. Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.
5. Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.
6. Oversee and initiating follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays.
7. Co-ordinate with the recoveries team and generate business insights.
8. Lead a team of credit approvers to ensure portfolio quality and delinquencies.
9. Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB.
10. Extensively travel to oversee branches falling under his territory in order to develop business, guide the team and ensure quality portfolio in the assigned region.
11. Ensure compliance to all Audit /other regulatory regulations as well as processes, policies and reports as per company designed systems.
MBA/PGDBA/PGPM/ CA or Equivalent.
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Area Credit Manager-CSFD-Credit Digital-Mumbai - Lower Parel-JM at Tata Capital.
This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Tata Capital's application process for this role.