Area Credit Manager - Credit - Emerging Business - Credit Appraisal - Ahmedabad - Navrangpura - JM
Tata Capital — Ahmedabad, SITAPUR
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Job Description
Key Objective of the Job:
- Credit analysis of proposal and preparation of credit notes.
- Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality.
- Meeting new customers and existing customers on regular basis
- Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures
- Ensure continuous monitoring for all high value exposures in the region.
Major Deliverables:
- Quality of Credit Underwriting
- Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc
- Portfolio Monitoring
- To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc
- To raise early warning signals for exit of stress accounts and take due measures for timely exit.
To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.
Frequently Asked Questions
What are the eligibility criteria for the Area Credit Manager - Credit - Emerging Business - Credit Appraisal - Ahmedabad - Navrangpura - JM job at Tata Capital?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Area Credit Manager - Credit - Emerging Business - Credit Appraisal - Ahmedabad - Navrangpura - JM at Tata Capital?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Area Credit Manager - Credit - Emerging Business - Credit Appraisal - Ahmedabad - Navrangpura - JM at Tata Capital.
Is prior experience required for this position?
This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Area Credit Manager - Credit - Emerging Business - Credit Appraisal - Ahmedabad - Navrangpura - JM role at Tata Capital?
You can apply directly using the Apply Now button on this page, which will take you to Tata Capital's application process for this role.