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Area Credit Manager - Commercial Vehicle - Strategic Accounts - Credit - Lucknow - Ratan Square - (M4-M6)

Tata Capital — Mumbai, MUMBAI

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Experience 0-5 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Key Objective of the Job:

To ensure the effective management and supervision of credit operations across branches, including conducting due diligence on funding proposals, implementing credit policies, maintaining portfolio quality, providing training, managing a team, and staying updated on market trends to inform underwriting decisions. Additionally, the role involves regular audits, addressing audit queries, and fostering coordination with other financial institutions.Top of Form

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Key Deliverables:

  •  Timely due diligence of the funding proposals of the branches
  •  Ensuring the Credit policy implementations
  •  Managing and supervising FI agency/ valuation agency operations
  •  Ensuring quality portfolio of the branches within the set parameters 
  •  Conducting training for FI/Channels and cross verticals at regular intervals
  •  Visiting Channels/ Branches and customers at regular intervals
  •  Handling a team of Credit Managers and associates
  •  Providing market feedback through fieldd visits and networking with Credit counterparts of competition
  • Providing inputs for localized schemes based on market dynamics and delinquency studies
  •  Audit of files and Process and taking corrective measures
  •  Complying to audit Queries
  •  Keep track on performance of self and drive the team to enable positive results on KPIs
  •  Communicate & Maintain co-ordination with other financers to stay updated on financing traits, market understanding, customer feedback, new schemes launch which helps in underwriting

Frequently Asked Questions

What are the eligibility criteria for the Area Credit Manager - Commercial Vehicle - Strategic Accounts - Credit - Lucknow - Ratan Square - (M4-M6) job at Tata Capital?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Area Credit Manager - Commercial Vehicle - Strategic Accounts - Credit - Lucknow - Ratan Square - (M4-M6) at Tata Capital?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Area Credit Manager - Commercial Vehicle - Strategic Accounts - Credit - Lucknow - Ratan Square - (M4-M6) at Tata Capital.

Is prior experience required for this position?

This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Area Credit Manager - Commercial Vehicle - Strategic Accounts - Credit - Lucknow - Ratan Square - (M4-M6) role at Tata Capital?

You can apply directly using the Apply Now button on this page, which will take you to Tata Capital's application process for this role.