Employer Login | Partner Login | Candidate Login
WhatsApp Logo Chat us Call Logo Call us

Area Credit Manager-CEQ-Credit Appraisal-Chennai

Tata Capital — Chennai, CHENNAI

Apply Now
Experience 0-5 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Main Accountabilities
  • Prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources)
  • Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team
  • Meet customers (retail & strategic) at regular intervals to understand various industry & markets
  • Control & Monitoring of Post Disbursement Documents –Invoice, Insurance & RC by way of interaction with sales and customers 
  • Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels
  • Working on projects/process improvements from time To time
  • Development of market intelligence by engaging with the people in other banks and FIs w.r.t. their policies, focus area, portfolio health
  • Identify the automation opportunities in existing processes, new product development
  • Quality of Credit Underwriting
  • Raise early warning signals for exit of stress accounts and take due measures for timely exit
  • Ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines
  • Active involvement in customer visit 
  • Regular MIS on market intelligence

Frequently Asked Questions

What are the eligibility criteria for the Area Credit Manager-CEQ-Credit Appraisal-Chennai job at Tata Capital?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Area Credit Manager-CEQ-Credit Appraisal-Chennai at Tata Capital?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Area Credit Manager-CEQ-Credit Appraisal-Chennai at Tata Capital.

Is prior experience required for this position?

This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Area Credit Manager-CEQ-Credit Appraisal-Chennai role at Tata Capital?

You can apply directly using the Apply Now button on this page, which will take you to Tata Capital's application process for this role.