Territory Manager-Loan against Property
IDFC FIRST Bank — Delhi, NORTH DELHI
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Job Description
Job Requirements About the Role
The Territory Manager - Loan Against Property is responsible for sourcing loans from the market using DSAs/DSTs and existing channel partners, while establishing a quality portfolio. This role involves managing a team, maintaining strong relationships, fostering cooperation, and communicating effectively across various mediums. The role holder must ensure adherence to policies and guidelines, executing tasks in a manner that supports sales and mitigates risk, thereby contributing to the bank's broader objectives.
Key Responsibilities
Primary Responsibilities
- Source and manage channels from the market and acquire business from them.
- Ensure a quality portfolio by minimizing delinquency and rejection.
- Possess extensive knowledge and understanding of retail assets, products, operations, and current market trends.
- Identify changing market trends and develop channels for acquiring business while providing high-quality customer service.
- Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and enhance customer service.
Secondary Responsibilities
- Create an environment for the team to focus on digital enablement to holistically fulfill customer needs.
- Drive initiatives to meet the bank's rapid growth targets.
What We Are Looking For
Education
- Relevant educational qualifications in finance, business administration, or related fields.
Experience
- Proven 0-2 years’ experience in BFSI, particularly in loan against property.
- Experience in managing teams and working with DSAs/DSTs and channel partners.
Skills and Attributes
- Strong relationship management and communication skills.
- Ability to foster cooperation and work effectively across different mediums.
- Sales-oriented with a risk-averse approach.
- Knowledge of digital enablement and customer-centric strategies.
- Analytical mindset with the ability to identify market trends and recommend improvements.
Frequently Asked Questions
What are the eligibility criteria for the Territory Manager-Loan against Property job at IDFC FIRST Bank?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-2 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Territory Manager-Loan against Property at IDFC FIRST Bank?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Territory Manager-Loan against Property at IDFC FIRST Bank.
Is prior experience required for this position?
This role requires around 0-2 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Territory Manager-Loan against Property role at IDFC FIRST Bank?
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.
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