Team Collection Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Recovery Branch

Job Description

Kotak Mahindra Bank is looking for a Team Collection Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Recovery Branch to join the team in Jammu & Kashmir.

Team Collections Manager-Tractors and Farm Equipments (TFE)-Recovery Branch   JOB DESCRIPTION

Job Profile :  ü Jobseeker should be Self-motivated with High energy Level, Fast and Positive learning attitude and sound team player. Should have strong communication skill, covering Hindi and Local language along with English. Should have the good inter personal abilities and polite attitude to handle customers. Should have strong people Management competencies so that he can work together between different department / Branches / customers well. Must be Techno Savvy and should be well versed with latest computer capabilities. Should collaborate with Mantra of “Speed, Scale and Skill”.  ü Able to source Working capital Loan facilities to Agri Related Industries and Food Processing and Agro Processing Industries and Other Manufacturing Industry in MSME Segment and tasked with overall Quality Business along with size of business. Must have basic understanding of working capital finance along with understanding of reading balance sheet and P & L. Jobseeker also having good grasp about properties / legal will have edge over others since it is a Mortgage Business and loans are secured by properties. Applicant with Know-how of local area, sound networking and negotiation skill will have edge over others.  ü Sourcing of New Customers and guarantee month on month disbursement having ticket size from Rs. 2 crore to Rs. 25 crore. Each RM is expected to do minimum 3 New Cases per month. He is expected to meet and appoint New CAs / Financial Consultants, DMAs, Kotak Bank Branch and source business on daily basis, he has to meet at-leats 2 New Leads every working day.  ü Jobseeker should have first-rate follow-up Management capabilities. See to it that Customer criteria and complaints are serviced at the local level with speed and quality.  ü Collaborate with trade finance ,CMS, operation, treasury , legal and branch banking team for seamless customer service  ü Closely partner with credit team for handling client organisation expectation and effective risk management  ü Applicant should be willing to run extensively for sourcing the business as the profile is 80% of Filed Job and 20% of Office job. Must have Own Vehicle with valid driving license.  Job Expectations :  ü Post Graduate Diploma / Post Graduate in Banking and Finance / And (Major / Minor) Marketing and Finance will have edge over others  ü Sound oral and written Communication  ü Relationship Management Skill  l ü HDFC BBG RM of grade E2 and E3 are preferable.