Senior FI Risk Analyst at IDFC FIRST Bank

Job Description

Job Requirements

Job Title: Senior FI Risk Analyst

Department: Wholesale Banking Risk

Location: Mumbai

Reporting To: Head - FI Risk & Industry Research

Job Purpose:

To manage the Bank’s credit portfolio of financial institutions (NBFCs, MFIs, Domestic & Foreign Banks, Brokers, Mutual Funds), including credit appraisal, portfolio monitoring, and risk mitigation. The role requires strong understanding of regulatory frameworks and internal policies.

Key Responsibilities:

Primary Responsibilities:

· Conduct credit appraisal for financial institutions in line with organizational policies.

· Evaluate and recommend exposure levels, collateral, and guarantees for banking/treasury products.

· Review and ensure adherence to rating methodologies and risk classification frameworks.

· Manage credit risk across wholesale banking products and transactions.

· Engage with clients for risk assessment and transaction execution.

· Align business partner expectations with the firm’s risk appetite.

· Facilitate portfolio reviews and recommend risk mitigation actions.

· Identify and escalate emerging risks to relevant stakeholders.

· Interact with regulators for credit risk management.

· Maintain a healthy portfolio with minimal NPAs.

· Monitor portfolio performance, trigger reviews, and control delinquencies.

· Share best practices within the team.

Secondary Responsibilities:

· Network with peers, rating agencies, and industry participants to stay updated on trends.

· Support team with deliverables and ad hoc MIS reports.

· Recommend process and policy improvements for operational efficiency.

· Collaborate with internal stakeholders to leverage synergies.

Education & Experience:

· Education:

· Graduate (Any discipline; CA preferred) – Full Time

· Postgraduate (Any discipline; MBA preferred) – Full Time

· Experience:

· 5 to 8 years in BFSI sector, specifically in Wholesale Banking Risk

· Suitable for Manager, Chief Manager, or AVP level

Frequently Asked Questions

What are the eligibility criteria for the Senior FI Risk Analyst job at IDFC FIRST Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 5-10 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Senior FI Risk Analyst at IDFC FIRST Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Senior FI Risk Analyst at IDFC FIRST Bank.

Is prior experience required for this position?

This role requires around 5-10 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Senior FI Risk Analyst role at IDFC FIRST Bank?

You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.

Senior FI Risk Analyst

IDFC FIRST Bank — Mumbai, MUMBAI