Employer Login | Partner Login | Candidate Login
WhatsApp Logo Chat us Call Logo Call us

RH - Gold Loan - Ananthapur

Aditya Birla Group — Ananthapur, JOGULAMBA GADWAL

Apply Now
Experience 5-20 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Copilot said: 

Job Description – Regional Head, Gold Loans

Location: Hyderabad

Position Title

Regional Head – Gold Loans

Location

Hyderabad, Telangana

Reporting To

Zonal Head / Business Head – Gold Loans

Role Purpose

The Regional Head will be responsible for driving Gold Loan business growth across the assigned region by leading Branch Managers, Sales Managers, and field teams. The role involves achieving business targets, expanding branch productivity, strengthening customer acquisition, ensuring portfolio quality, and maintaining regulatory compliance.

Key Responsibilities

  1. Drive Gold Loan business growth and achieve regional disbursement, revenue, and profitability targets.

  2. Lead and manage Branch Managers and Regional Sales teams to ensure consistent business performance across the region.

  3. Develop and execute market expansion strategies to increase customer acquisition and portfolio penetration.

  4. Drive business through multiple channels including branch sourcing, customer referrals, and strategic partnerships.

  5. Monitor branch productivity, customer service standards, and operational efficiency to maximize business output.

  6. Ensure adherence to company policies, regulatory guidelines, audit requirements, and risk management practices.

  7. Review regional performance regularly and implement corrective actions to improve business metrics.

  8. Identify new market opportunities and support branch network expansion across Telangana and adjoining markets.

  9. Recruit, train, mentor, and develop high-performing sales and branch leadership teams.

  10. Collaborate with Credit, Operations, Risk, HR, and Marketing teams to ensure smooth business operations.

  11. Monitor portfolio quality and ensure delinquency and auction parameters remain within organizational guidelines.

  12. Build and maintain relationships with key customers, local influencers, and business partners to enhance market presence.

Key Performance Indicators (KPIs)

  • Gold Loan Book Growth
  • Disbursement Volume
  • Revenue & Profitability
  • Branch Productivity
  • Customer Acquisition
  • Portfolio Quality & Delinquency Control
  • Cross-sell Performance
  • Team Attrition & Productivity
  • Audit & Compliance Scores

Candidate Profile

Education

  • Graduate in any discipline.
  • MBA preferred.

Experience

  • 10–15+ years of experience in Gold Loans, Retail Assets, NBFC, Banking, or Financial Services.
  • Minimum 5 years of leadership experience managing multi-location operations.
  • Strong understanding of Gold Loan operations, valuation processes, risk management, and portfolio management.

Key Skills

  • Regional Business Management
  • Team Leadership & People Development
  • Gold Loan Operations
  • Sales & Distribution Management
  • Branch Network Management
  • Market Expansion
  • Portfolio & Risk Management
  • Stakeholder Management
  • Strategic Planning & Execution
  • Strong Analytical and Decision-Making Skills

Preferred Industry: Gold Loan NBFCs, Banks, Housing Finance Companies, Microfinance, Retail Lending organizations.

Frequently Asked Questions

What are the eligibility criteria for the RH - Gold Loan - Ananthapur job at Aditya Birla Group?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 5-20 Years years of relevant experience expected for this role.

What are the primary responsibilities of a RH - Gold Loan - Ananthapur at Aditya Birla Group?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a RH - Gold Loan - Ananthapur at Aditya Birla Group.

Is prior experience required for this position?

This role requires around 5-20 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the RH - Gold Loan - Ananthapur role at Aditya Birla Group?

You can apply directly using the Apply Now button on this page, which will take you to Aditya Birla Group's application process for this role.