What are the eligibility criteria for the Associate job at PwC India?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Associate at PwC India?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Associate at PwC India.

Is prior experience required for this position?

This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Associate role at PwC India?

You can apply directly using the Apply Now button on this page, which will take you to PwC India's application process for this role.

Associate at PwC India

Job Description

Line of Service

Advisory

Industry/Sector

FS X-Sector

Specialism

Operations

Management Level

Associate

Job Description & Summary

A career within Application and Emerging Technology services, will provide you with a unique opportunity to help our clients identify and prioritise emerging technologies that can help solve their business problems. We help clients design approaches to integrate new technologies, skills, and processes so they can get the most out of their technology investment and drive business results and innovation.

Must have experience in any of the following:
Cards Business:
 Experience in creating new product propositions, target segmentation, customer acquisition
strategies, loyalty programs, P&L and strategic partnerships around cards.
 Must have an experience or understanding of cross-sell/ affordability programs.
 Experience in card portfolio management, business development and scaling existing card
portfolios including enhancing activation and monthly engagement rates.
 Experience in designing end to end customer engagement communication plan and campaigns
to improve portfolio activity
 Must have understanding of credit and underwriting risk, scorecard analysis
 Have provided consultation to banks or FinTechs on creating new viable product proposition
with market expectation.
 Must have hands on experience in cards implementation from ideation, planning to launch for a
new card product.
 Experience in setting up entire cards business for new bank/Fintech and ensuring profitability of
the new product.
Cards Operations:
 Must have worked on the end-to-end cards operations for a bank or Fintech.
 Have managed card operations for credit cards, debit cards or virtual cards for banks or
Fintechs
 Good understanding of operations process and key components for pre-issuance,
authorizations, disputes, collections, NPA, scheme reporting, reconciliation & Settlement and
other post issuance activities.
 Experience in setting up at least 1 or 2 key areas of credit card operations from Pre-Issuance,
Post issuance, Repayments, disputes, authorization, recon & settlement, collections for a Bank
 Must have an understanding transaction authorization and fraud monitoring framework.
 Experience in working on any of the major card management system (CMS) platform.
 Experience in creating process documents, SOPs and operational requirements.
 Experience in conducting UAT and managing vendors from end-to-end cards operations.
 Have worked on improving the operational process by implementing automation to the
existing cards operations process.
Cards Technology:
 Extensive 2-8 years of experience in card payments domain preferably as a Business Analyst,
Product Manager or Product Owner role.
 Experience working on any major Card management systems(CMS) , Authorizations, Clearing &
Settlements, Frauds and Disputes.
 Must have hands on experience working on end-to-end implementations for card issuing &
processing.
 Experience working with card schemes on certifications for tokenization, disputes etc.
 Ability to write BRDs, FRDs and conduct UAT for the features and requirements of card Lifecycle.

 Experience in defining and creating technical documents for the development and
implementation.
 Good understanding on standard messages such as ISO 8583, scheme settlement files, scheme
simulators such VTS, MCPS etc.
 Good exposure on webservices, APIs and have worked on tools such as Postman.
 Knowledge on SQL, Data Analysis and Cloud deployments/migrations.

Mandatory skill sets- credit cards

Preferred skill sets - credit cards
Year of experience required -4-8 years
Qualifications- be/btech/postgraduate

Education (if blank, degree and/or field of study not specified)

Degrees/Field of Study required:

Degrees/Field of Study preferred:

Certifications (if blank, certifications not specified)

Required Skills

Credit Card Processing, Operations Processes

Optional Skills

Desired Languages (If blank, desired languages not specified)

Travel Requirements

Not Specified

Available for Work Visa Sponsorship?

Government Clearance Required?

Job Posting End Date

Associate

PwC India — Mumbai, MUMBAI

Job Description

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