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Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
Understanding process and policies and implementing the same to ensure smooth transactions
Provide training to CPAs/CPC so that they work in synergy with the companies policies and norms
Delinquency Management for the location
Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.
PDD Management- controlling and tracking PDDs through proper MIS for the location
Basic knowledge of loan underwriting
Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
Good communication and report writing skills
Basic knowledge of Banking
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Area Credit Manager - Secured Business Loans (Micro LAP) - Warangal - Lopamudra Arcade - JM at Tata Capital.
This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Tata Capital's application process for this role.